Bank Management
5th Edition
Description:
The management and regulatory
environment of commercial banks has seen rapid change in recent years. This modern
introduction to commercial bank management is the most current in the market and reflects
changes during the last year that competing books do not. Excellent and complete coverage
focuses on bank management problems now and in the 21st Century in a way that helps
students apply financial concepts to a variety of credit, investment, and funding
decisions.
Benefits:
Regulatory updates: New
discussion of the competitive and regulatory environment.
Expanded Excel Template for
Student Use: Credit and Cash Flow Analysis and Bank Performance Analysis allow students to
learn from doing.
Active coverage: The text
demonstrates how industry, by repositioning and redefining financial products, responds to
changing business environments for banks and related financial institutions.
Management Tools Included:
Early, integrated coverage of management tools, including assets/liability management
strategies, GAP analysis, and other decision models, serves as an analytical tool for
managing interest rate risks.
Outstanding depth and
breadth of coverage: Discussions of investment tools and strategies currently being
employed by banks, including financial futures, options on futures, interest rate swaps,
micro and macro hedging, and municipal bond investments offer the best and most complete
coverage available.
Revised End-of-chapter
material: Numerous questions and problems give students the opportunity to apply the
decision models introduced in the chapters to sample data.
Company comparisons:
Performance between traditional banks and other financial services providers, including
investment banks, insurance companies, and consumer finance companies is examined to focus
on the differences, strengths, and weaknesses of each.
Discussion of evaluating bank
performance: Bank performance is divided into traditional banking, investment banking, and
off-balance sheet banking, each with distinct profit and risk measures.
Updated use of UBPR data and
analysis: Discussion of the Uniform Bank Performance Report, created by the FDIC, have
been expanded and includes discussion of the different ratios.
Cash flow analysis in
lending: Expanded discussion reflects new emphasis.
Discussion of hedge
accounting under FAS 133: Its implications for financial services companies are discussed
along with hedge criteria, risk exposure, and the accounting standards.
Expanded analysis of credit
scoring, credit reports, and applications to consumer lending: Current developments and
relevance is examined.
Introduces option-adjusted
spread analysis: Examples are presented to evaluate alternative investment instruments.
Added cases: Bank Performance
Analysis, Commercial Lending, Consumer Lending, and Managing a Bank's Investment
Portfolio, reflect current issues.
884 pages